Pensions & Retirement Planning

With most people living a lot longer these days than before, a good pension plan is necessary for everybody. We want to make retirement as enjoyable for you as possible. That dream we all have of foreign holidays, golfing, fishing etc can easily become a reality with a little forward planning. It’s never too early to start saving for your retirement and not only is a pension tax efficient, here at Vincent Casey Life and Pensions we can find the perfect plan to make your money work for you. We will help you to design the pension that you want at a cost you can afford, without any of the jargon!

Over the past couple of years the pensions industry has taken a lot of criticism and many people have stopped paying into pensions which is something we believe to be high risk and short sighted. If you believe that you can afford to live on €253.30* per week from age 68 then you don’t have to read on, but let’s face it most of us could not!

*Figures from Department of Social Protection as at 10th March, 2022.

Pensions are still the most tax efficient method of saving. For a high rate tax payer for every €100 per month he/she puts into a pension he/she gets €40 back from the tax man. Even if the fund didn’t grow at all this represents a 40% return.

Pre & Post Retirement